Assam Gramin Vikash Bank (AGVB)- Complete Information
In the Earlier article, we told you about the "Arunachal
Pradesh Rural Bank" of Arunachal Pradesh. In today's article we are going
to discuss about the only rural bank of Assam "“Assam
Gramin Vikash Bank (AGVB)”.
What information you will get in this article is?
·
>Short
History Of Assam Gramin Vikash Bank (AGVB)?
·
>Total
Business of Assam Gramin Vikash Bank (AGVB)?
·
>Total
No. Of Branches Of Assam Gramin Vikash Bank (AGVB)?
·
>Name
Of Districts of Assam Gramin Vikash Bank (AGVB)?
·
>Total
No. Of Employees Of Assam Gramin Vikash Bank (AGVB)?
·
>Head
Office of Assam Gramin Vikash Bank (AGVB)?
·
>Chairman
of Assam Gramin Vikash Bank (AGVB)?
·
>Sponsors
Bank of Assam Gramin Vikash Bank (AGVB)?
·
>Ownership
Of Assam Gramin Vikash Bank (AGVB)?
·
>IFSC
Code Of Assam Gramin Vikash Bank (AGVB)?
·
>Mobile
Banking Of Assam Gramin Vikash Bank (AGVB)?
·
>Important
Financial Parameters of Assam Gramin Vikash Bank (AGVB)?
·
Balance
Enquiry Number of Assam Gramin Vikash Bank (AGVB)?
·
ATM
Helpline Number of Assam Gramin Vikash Bank (AGVB)?
Short
History Of Assam Gramin Vikash Bank (AGVB)?
Assam Gramin Vikash Bank (AGVB) is a Regional Rural Bank established under the Regional
Rural Banks' Act 1976. It is a joint subsidiary of Government of India, Punjab
National Bank and Government of Assam. In which the Government of India
have 50% stake, Punjab National Bank (PNB) have 35% stake and
Assam Government have 15% stake.
Govt. of India vide Notification No. F.1. (25)/2005
dated 12th January 2006 amalgamated the four Regional Rural Banks sponsored by
the United Bank of India in the state of Assam to form Assam Gramin Vikash Bank
(AGVB). The erstwhile RRBs amalgamated were
Pragjyotish Gaonlia Bank (Estd. 06-07-1976)
Lakhimi Gaonlia Bank (Estd. 29-07-1980)
Cachar Gramin Bank (Estd. 31-03-1981)
Subansiri Gaonlia Bank (Estd. 30-03-1982)
Thereafter vide Government of India notification no
854 dated 22nd February 2019 Langpi Dehangi Rural Bank (Sponsored by State
Bank of India) and Assam Gramin Vikash Bank have been amalgamated
with sponsorship of United Bank of India. Thus Assam Gramin Vikash Bank
(AGVB) has come into existence from 1st April 2019
covering entire geographical area of the state through its strong network of
471 branches. Further after amalgamation of
United Bank of India with Punjab National Bank, the sponsorship of the bank has
gone to Punjab National Bank w.e.f 1st April 2020.
Presently Assam Gramin Vikash Bank (AGVB) is the
only Regional Rural Banks (RRB) in Assam. It is providing its services with its
471 branches in all districts of Assam.
Total
Business of Assam Gramin Vikash Bank (AGVB)?
Total Business- Rs 16,862.12 Cr. (+5.96
% from FY21)
Total Deposit- Rs11,818.02 Cr (+2.68% from FY21)
Total Advance- Rs5,044.1 Cr (+14.54% from FY21)
Operating Profit- Rs148.99Cr
Net Profit- Rs1.61Cr
Y-on-Y Business
Growth – 5.96%
As on 31-03-2022
Download Link- Balance
Sheet Assam Gramin Vikash Bank 31-03-2022
Download Link- Balance
Sheet Assam Gramin Vikash Bank 31-03-2021
Download Link- Balance
Sheet Assam Gramin Vikash Bank 31-03-2020
If we discuss about total business of Assam
Gramin Vikash Bank (AGVB) as on 31.03.2022 then that is Rs 13,347.11 crore, which is increased by 07.30% from
last FY21. In which the total deposit is Rs.7,749.49
crore and the total advance is Rs.5,597.62
crore. There is a increase in total deposit by 09.28% from last FY21and increase in total
advance is 4.67% from last FY. Banks operating
profit in FY 2021-22 is Rs 149.99 crore.
Gross NPA of the bank has come down to 2.19% from
last from last years 02.35%.
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Branch
Network
Total
Branches of Assam Gramin Vikash Bank (AGVB)?
Total
Branches- 471
Rural
Branches- 371
Semi
Urban Branches- 74
Urban
Branches- 26
Metro
Branches- 00 As on 31.03.2022
If we discuss about branch network of Assam Gramin
Vikash Bank (AGVB) then its total number of branches is "471". In which 371 rural branches,
74 semi urban branches, 26 branches in urban areas and 0 branches
are located in urban areas. The Bank has a large network of Bank Mitras/Bank
Sakhi. Through which the bank is providing its services to the remote areas of Assam.
The branches of Assam Gramin Vikash Bank (AGVB) are spread over all
districts of Assam. All the facilities of modern banks like Mobile Banking,
Internet Banking, DBT, etc are available in the bank.
Area
Of Operation
Total
districts of Assam Gramin Vikash Bank (AGVB)?
Area
Of Operation- ALL
Districts Of Assam
If We talk about Area of Operation of Assam
Gramin Vikash Bank (AGVB), then the branches of Assam Gramin Vikash Bank
(AGVB) are spread over all districts of Assam. The names of these districts
are
1.
Baksa
2.
Barpeta
3.
Biswanath
4.
Bongaigaon
5.
Cachar
6.
Charaideo
7.
Chirang
8.
Darrang
9.
Dhemaji
10.
Dhubri
11.
Dibrugarh
12.
Dima
Hasao (North Cachar Hills)
13.
Goalpara
14.
Golaghat
15.
Hailakandi
16.
Hojai
17.
Jorhat
18.
Kamrup
19.
Kamrup
Metropolitan
20.
Karbi
Anglong
21.
Karimganj
22.
Kokrajhar
23.
Lakhimpur
24.
Majuli
25.
Morigaon
26.
Nagaon
27.
Nalbari
28.
Sivasagar
29.
Sonitpur
30.
South
Salamara-Mankachar
31.
Tinsukia
32.
Udalguri
33.
West
Karbi Anglong
Regional Offices - Bank have 9 Regional Offices located at..
1.
Dibrugarh
Region (51 Branches)
2.
Diphu
Region (50 Branches)
3.
Golaghat
Region (50 Branches)
4.
Guwahati
Region (55 Branches)
5.
Kokrajhar
Region (52 Branches)
6.
Lakhimpur
Region (50 Branches)
7.
Nalbari
Region (57 Branches)
8.
Silchar
Region (54 Branches)
9.
Tejpur
Region (53 Branches)
Total
Employees
Total No of Employees of
Assam Gramin Vikash Bank (AGVB)?
Total
Employees – 1800
Officers
Scale IV- 22
Officers
Scale III- 43
Officers
Scale II- 187
Officers
Scale I- 768
Office
Assistant– 660
Office
Attendant– 120
As On 31 March 2022
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सभी 43 Gramin Banks (RRBs) का कुल बिजनेस कितना है?
Dakshin
Bihar Gramin Bank- DBGB- सम्पूर्ण जानकारी
Dakshin Bihar
Gramin Bank- DBGB- सम्पूर्ण जानकारी
If we talk about Total Employees in Assam Gramin
Vikash Bank (AGVB), as on 31.03.2022 then the Total Employees of the bank is 1800.
In which Officer Scale 4 is 22, Officer
Scale 3 is 43, Officer Scale 2 is 187, Officer Scale 1 is 768,
Office Assistant is 660 and Office Attendant
is 120. who are providing their services in
all districts of assam.
Head
Office
Head
Office of Assam Gramin Vikash Bank (AGVB)?
Head
Office- Guwahati.
The Head Office of Assam Gramin Vikash Bank (AGVB) is
located at Guwahati, Assam..
Head Office Address
Head Office,
Assam Gramin Vikash
Bank
G.S. Road, Bhangagarh
Guwahati, Assam-781005
Phone No :
+91-361-2464107, 2131604/605/606
E-mail : agvbank@yahoo.co.in,
hoagb@agvb.co.in
Website- https://www.agvbank.co.in/
Chairman
of Assam Gramin Vikash Bank (AGVB)?
Chairman- Shri Debasish Gangopadhyay
General
Manager - Shri Sudhansu Patra
General
Manager - Shri Monoj Kumar Das
If we talking about the Chairman of Assam Gramin
Vikash Bank (AGVB), then at present (22-02-2022) the chairman of the bank is Shri
Debasish Gangopadhyay.
Bank have two general managers named Shri Sudhansu Patraand and
Shri Monoj Kumar Das. All These officer are from Punjab National Bank (PNB) And is on deputation in Assam Gramin
Vikash Bank (AGVB).
Sponsors
Bank of Assam Gramin Vikash Bank (AGVB)?
Sponsors
Bank- Punjab National Bank- PNB
Friends, if we talk about the sponsor bank of Assam
Gramin Vikash Bank (AGVB) formed on 01-04-2019, then the sponsor bank of Assam
Gramin Vikash Bank (AGVB) is Punjab National Bank (PNB).
Ownership
Of Assam Gramin Vikash Bank (AGVB)?
Central
Govt- 50%
Punjab
National Bank - 35%
Assam
Govt- 15%
Assam Gramin Vikash Bank (AGVB) have three owners. In
this, 50% stake is held by the Central
Government, 35% stake by the Sponsors Bank i.e. Punjab
National Bank (PNB).and 15% Stake by the State
Government i.e. Assam Government.
Important
Financial Parameters of Assam Gramin Vikash Bank (AGVB)?
Gross
NPA- 27.74%
Net
NPA- 16.04%
CRAR-
7.59%
CD
Ratio – 42.68
Business
Per Branch - 35.80Cr
Business
Per Employee – 9.37Cr
As On 31-03-2022
Financial parameters are the biggest indicator of
economic health of any bank. If the net NPA of the bank is more than 10%,
then this condition becomes very dangerous for the bank. The PCA Framework
of the Reserve Bank of India (RBI) is applied to the banks with more than 10%
Net NPA. In which various restrictions are imposed on the bank by the Reserve
Bank of India (RBI). You can read the article related to PCA Framework on our
website.
IFSC
Code of Assam Gramin Vikash Bank (AGVB)?
APRB IFSC Code- PUNB0RRBAGB
IFSC Code is used to send or receive money from any
other bank. It is not possible to get or send money from NEFT, IMPS or RTGS
without IFSC Code. IFSC Code is a 11 Character Alpha-Numeric Code. In
which the First Four Character represents Bank Name, Fifth Character
by default is 0 (Zero) and the Last Six Character represents Branch Name.
Most of the Gramin Banks have the same IFSC Code for all the branches because
the software related facilities in Gramin Banks are provided by the Sponsored
Bank having 35% stake, so the first four letters of IFSC of most Gramin Banks
represent the Sponsor Bank of Gramin Bank. Like the First Four Character
(PUNB) of the IFSC Code (PUNB0RRBAGB) of Assam Gramin Vikash Bank (AGVB), represents
the Punjab National Bank (PNB) fifth Character By Default remains zero and the
last six characters represent Assam Gramin Vikash Bank (AGVB).
Mobile
Banking and Internet Banking of Assam Gramin Vikash Bank (AGVB)?
Download – AGVB
Mobile Banking Form
For Mobile Banking the bank has a Mobile Banking
Application named “AGVG MBanking”. You
can easily download “AGVG MBanking from Google Play Store. Once your Mobile Banking application is
activated by your branch you can use banking services like Balance Enquiry,
Money Transfer, cheque Book Issue and Account Statement etc by this
app. To activate mobile banking you have
to fill mobile banking form and submit it to your home branch.
Balance
Enquiry Number Assam Gramin Vikash Bank (AGVB)?
Missed Call Alert Number- Not
Avaliable
Like all other regional rural banks sponsored by
Punjab National Bank, Assam Gramin Vikash Bank (AGVB) also have not Missed Call Alert Service.
Which is not a good thing from customer service point of view. .
ATM
Helpline Number Assam Gramin Vikash Bank (AGVB)?
Loss
Card Reporting Number- 1800-103-3470
If
your ATM is lost then you can block your ATM Card by Dialing 1800-103-3470 from
your registered mobile number.
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