Kerala Gramin Bank (KGB)- Complete Information
In the Earlier article, we told you about the "Assam
Gramin Vikash Bank" of Assam. In today's article, we will discuss about “Kerala
Gramin Bank (KGB)” the
only Regional Rural Bank of Kerala. What information you will get in this article is?
·
Short
History Of Kerala Gramin Bank (KGB)?
·
Total
Business of Kerala Gramin Bank (KGB)?
·
Total
No. Of Branches Of Kerala Gramin Bank (KGB)?
·
Name
Of Districts of Kerala Gramin Bank (KGB)?
·
Total
No. Of Employees Of Kerala Gramin Bank (KGB)?
·
Head
Office of Kerala Gramin Bank (KGB)?
·
Chairman
of Kerala Gramin Bank (KGB)?
·
Sponsors
Bank of Kerala Gramin Bank (KGB)?
·
Ownership
Of Kerala Gramin Bank (KGB)?
·
IFSC
Code Of Kerala Gramin Bank (KGB)?
·
Mobile
Banking Of Kerala Gramin Bank (KGB)?
·
Important
Financial Parameters of Kerala Gramin Bank (KGB)?
·
Balance
Enquiry Number of Kerala Gramin Bank (KGB)?
·
ATM
Helpline Number of Kerala Gramin Bank (KGB)?
Short
History Of Kerala Gramin Bank (KGB)?
Kerala Gramin Bank (KGB) is a Regional Rural Bank established under the Regional
Rural Banks' Act 1976. It is a joint subsidiary of Government of India, Canara
Bank and Government of Kerala. In which the Government of India have 50%
stake, Canara Bank have 35% stake and Kerala Government have 15%
stake.
Kerala Gramin Bank (KGB)
is established on 08.07.2013, with the amalgamation of erastwhile two RRBs of Kerala namely South
Malabar Gramin Bank and North Malabar Gramin Bank. Presently Kerala Gramin Bank (KGB) sponsored by CANARA BANK is the only Regional Rural Banks of Kerala.
It is providing its services with its 634 branches in all districts
of Kerala. it is the second largest bank in Kerala, in terms of branch network.
Kerala Gramin Bank (KGB) have more than
90 Lacs Customer.
Total
Business of Kerala Gramin Bank (KGB)?
Total Business- Rs 40,328.97 Cr. (+5.61
% from FY21)
Total Deposit- Rs21,833.59 Cr (+8.35% from FY21)
Total Advance- Rs18,495.38 Cr (+2.54% from FY21)
Net Profit- Rs124.14Cr
Y-on-Y Business Growth – 5.61%
As on 31-03-2022
Download Link- Balance
Sheet Kerala Gramin Bank 31-03-2022
Download Link- Balance
Sheet Kerala Gramin Bank 31-03-2021
If we discuss about total business of Kerala
Gramin Bank (KGB) as on 31.03.2022 then that is Rs 40,328.97 crore, which is increased by 05.61%
from last FY21. In which total
deposit is Rs.21,833.59 crore and the
total advance is Rs.18,495.38 crore.
There is a increase in total deposit by 08.35%
from last FY21 and increase in total advance is 2.54% from last FY21. Banks Net profit in
FY 2021-22 is Rs 124.14 crore. Gross
NPA of the bank has come down to 3.08%. and
NET NPA is 0.00%.
.png "Kerala-gramin-bank-kgb-complete-total-business-npa-net-profit-information-balance-enuity-number-ifsc-code-mobile-banking-net-banking-online-account-opening")
यह भी पढ़े-
CAIIB Details In Hindi- IIBF CAIIB की सम्पूर्ण जानकारी।
सभी 43 Gramin Banks (RRBs) का कुल बिजनेस कितना है?
Dakshin
Bihar Gramin Bank- DBGB- सम्पूर्ण जानकारी
Dakshin Bihar
Gramin Bank- DBGB- सम्पूर्ण जानकारी
Branch
Network
Total
Branches of Kerala Gramin Bank (KGB)?
Total
Branches- 634
Rural
Branches- 53
Semi
Urban Branches- 542
Urban
Branches- 39
Metro
Branches- 00
No.
Of ATMs – 10,500+
As on 31.03.2022
If we discuss about branch network of Kerala Gramin
Bank (KGB) then its total number of branches is "634".
In which 53 rural branches, 542 semi urban branches, 39
branches in urban areas and 0 branches are located in Metro
areas. The Bank has a large network of Bank Mitras/Bank Sakhi. Through
which the bank is providing its services to the remote areas of Kerala. The
branches of Kerala Gramin Bank (KGB) are spread over all districts of
Kerala. All the facilities of modern banks like Mobile Banking, Internet
Banking, DBT, etc are available in the bank. Bank have more than 10,500 ATMs
Located at all 14 Districts of Kerala.
.png "Kerala-gramin-bank-kgb-complete-information-balance-enuity-number-ifsc-code-mobile-banking-net-banking-online-account-opening-total-branches")
Total
districts of Kerala Gramin Bank (KGB)?
Area
Of Operation- ALL
Districts Of Kerala
If We talk about Area of Operation of Kerala
Gramin Bank (KGB), then the branches of Kerala Gramin Bank (KGB) are
spread over all districts of Kerala. The names of these districts are
1. Alappuzha
2. Ernakulam
3. Idukki
4. Kannur
5. Kasaragod
6. Kollam
7. Kottayam
8. Kozhikode
9. Malappuram
10. Palakkad
11. Pathanamthitta
12. Thiruvananthapuram
13. Thrissur
14. Wayanad
Regional Offices- Kerala Gramin Bank (KGB) have 10 Regional Offices
named.
1. Ernakulam
2. Kozhikode
3. Kalpetta
4. Malappuram
5. Kannur
6. Thalassery
7. Kasaragod
8. Thiruvananthapuram
9. Kottayam
10. Thrissur
Total
Employees
Total No of Employees of Kerala
Gramin Bank (KGB)?
Total
Employees – 3,444
Officers
– 2,159
Office
Assistant + Office Attendant – 1,285
As On 31 March 2022
If we talk about Total Employees in Kerala Gramin Bank
(KGB), as on 31.03.2022 then the Total Employees of the bank is 3,444.
In which Total Officers is 2,159, and
total number of Office Assistant and
Office Attendant is 1,285. who are providing their services in all
districts of Kerala.
Head
Office
Head
Office of Kerala Gramin Bank (KGB)?
Head
Office- Malappuram
The Head Office of Kerala Gramin Bank (KGB) is located
at Malappuram, Kerala.
Head Office Address
Head Office
KGB Towers, AK Road,
Uphill,
PB No. 10, Malappuram,
Kerala, India, PIN.
676 505.
Customer Care : 0483
2733509
Phone: 0484 2912400
Fax : 0483 2736987
Customer Care Email
ID : customercare.kgb@keralagbank.com
Email : kgbho@keralagbank.com
Website : https://keralagbank.com
Chairman
of Kerala Gramin Bank (KGB)?
Chairman- Sri. C Jayaprakash
General
Manager - Sri. Sidharthan C
General
Manager - Sri. Surendran V
General
Manager - Smt. Indusree S
General
Manager - Sri. Suresh Babu R
General
Manager - Smt. Sreekala Sreekumar
General
Manager - Sri. K K Rajesh N Nair
If we talking about the Chairman of Kerala Gramin Bank
(KGB), then at present the chairman of the bank is Shri
C Jayaprakash. Bank have six general
managers named Sri. Sidharthan C, Sri. Surendran V, Smt.
Indusree S, Sri. Suresh Babu R, Smt. Sreekala Sreekumar, and Sri. K K
Rajesh N Nair, All These officer are from CANARA Bank and is on deputation in Kerala Gramin
Bank (KGB).
Sponsors
Bank of Kerala Gramin Bank (KGB)?
Sponsors
Bank- Canara Bank
Friends, if we talk about the sponsor bank of Kerala
Gramin Bank (KGB) formed on 01-04-2019, then the sponsor bank of Kerala
Gramin Bank (KGB) is Canara Bank.
Ownership
Of Kerala Gramin Bank (KGB)?
Central
Govt- 50%
Canara
Bank - 35%
Kerala
Govt- 15%
Kerala Gramin Bank (KGB) have three owners. In this, 50% stake is held by the Central Government, 35% stake by the Sponsors Bank i.e. Canara Bank and 15% Stake by the State Government i.e. Kerala Government.
Important
Financial Parameters of Kerala Gramin Bank (KGB)?
Gross
NPA- 3.08%
Net
NPA- 0.00%
CRAR-
11.41%
CD
Ratio – 88.30
Business
Per Branch - 64.85Cr
Business
Per Employee – 11.94Cr
As On 31-03-2022
यह भी पढ़े-
JAIIB Exam November 2022 - Date Of
Registration, Exam Date
Positive
Pay System (PPS) क्या है, PPS for Cheque Clearing?
Financial parameters are the biggest indicator of
economic health of any bank. If the net NPA of the bank is more than 10%,
then this condition becomes very dangerous for the bank. The PCA Framework
of the Reserve Bank of India (RBI) is applied to the banks with more than 10%
Net NPA. In which various restrictions are imposed on the bank by the Reserve
Bank of India (RBI). You can read the article related to PCA Framework on our
website.
IFSC
Code of Kerala Gramin Bank (KGB)?
Like Nationalize Banks Kerala Gramin Bank (KGB) have
separate IFSC Code for Every Branch. If you want to know IFSC
Code of any branch of Kerala Gramin Bank (KGB) you can click the link given
below.
Link For IFSC Code, Email, Phone No.:
https://keralagbank.com/locatebranch
What is IFSC- IFSC
Code is used to send or receive money from any other bank. It is not possible
to get or send money from NEFT, IMPS or RTGS without IFSC Code. IFSC Code is a 11
Character Alpha-Numeric Code. In which the First Four Character
represents Bank Name, Fifth Character by default is 0 (Zero) and the
Last Six Character represents Branch Name.
Mobile
Banking and Internet Banking of Kerala Gramin Bank (KGB)?
Name Of Mobile Banking Application – KGB mPAY
For Mobile Banking the bank has a Mobile Banking
Application named “KGB mPAY”. You
can easily download “KGB mPAY”
from Google Play Store.
Registration and Activation
1. For activating Mobile Banking, Customer needs to be
registered for SMS Alerts.
2. SMS Alert registered customers can activate Mobile
banking by self, provided he/she has an active Debit Card.
Features & Benefits
·
Self-Activation
using Debit Cards
·
Available
in Android and iOS Platform
·
Balance
Enquiry
·
Mini
Statement
·
Fund
Transfer to Own Bank Accounts using Account Number/Mobile Number
·
Fund
Transfer to Other Bank Accounts using Mobile Number and MMID
·
IMPS
- To transfer funds to other bank at lightning speed
·
Block/Unblock
Debit Card
·
ATM,
POS and eCOM transaction limit setting
·
Facility
to view/track the transactions done through mPAY application separately
·
Option
to share Transaction Receipt via mail, WhatsApp, etc.
·
24 *
7 Banking Service
Internet
Banking of Kerala Gramin Bank (KGB)?
Internet Banking service for Customers- KGBNet
Registration and Activation
·
Customers
can register their account for KGBNet by submitting the application form to
their respective branches
·
Once
registration is successful, you will receive an activation SMS in your
registered mobile number
·
Customer
ID will be the userid for first time user login. You can personalise your User
ID after first time login
·
User
himself can set the Logon password and Transaction password
How
To Open Bank Account Online Of Kerala Gramin Bank (KGB)?
Online
Account Opening App- DiGi KGB
Now
You can open an account using your smart Phone and keep a track of all your
transactions with ease. You can view e-passbook of all your accounts with the
touch of a finger.
Features
and Overview
·
DiGi KGB is
a selfie account opening and mobile infobook application.
·
The app provides the platform to open Savings
Bank Account with any branch of KGB using your Aadhaar and PAN Card (optional).
·
It also provides complete real time
information about all the accounts of a customer. You don't need to visit the
branches for updating your Passbooks.
·
Exisiting customers can also use the App as
mobile Passbook.
Balance
Enquiry Number Kerala Gramin Bank (KGB)?
Missed Call Balance Enquiry Number- 9015800400
How to know the Balance
·
To
know your account balance, please give a missed call to the number 9015800400
with your registered mobile number.
·
You
will receive an SMS containing balance details of your account instantly..
.png "missed-call-alert-numbe-krerala-gramin-bank-kgb-complete-total-business-npa-net-profit-information-balance-enuity-number-ifsc-code-mobile-banking-net-banking-online-account-opening")
ATM
Helpline Number Kerala Gramin Bank (KGB)?
Immediately
Hotlist / Block your Debit Card by calling
0484 2912400
Or Send
SMS to 8082892975 in the following Format HOTLIST <space> Last
four digit of ATM Card Number (Example : IF the last four digit of the
card is 1234 SMS should be send in the format HOTLIST 1234)
Mobile
Banking activated customers can block the card from the KGB mPAY
application itself. Click on ATM card Menu >> click Temporary
Block/Unblock >> Use toggle button to block debit card usage.
This website is based on bank news with special focus on Gramin Bank News.